Fees and Features
| Instakey and VISA® Check Card Fees | |
|---|---|
| Annual Fee | $6 |
| Reissue Card (Lost or Stolen) | $6 |
| Reissue PIN (Lost or Stolen) | $6 |
| INTL SERVICE ASSESSMENT FEE | 1.700% of the dollar amount of the international transaction |
| VSB Online Fees | |
|---|---|
| Online Banking/Mobile Banking (Data rates may apply) | FREE |
| Online Bill Pay Fees | |
| Bill Pay Base Fee (per month) | $5 |
| Additional Payments over 10 | $0.50 |
| Check Images (90 Day History) | FREE |
| VSB Mobile Deposit | FREE |
| Mobile Limits | |
| Daily Limit | $5,000 |
| Monthly Limit | $20,000 |
| Account Fees | |
|---|---|
| Bank Bags (Lock) | $15 |
| Bank Bags (Zipper) | $3 |
| Money Order greater than or equal to $300 | $5 |
| Money Order less than $300 | $2 |
| Collection Fee | $20 |
| Garnishment/Levy/Lien Processing | $40 |
| Indemnity Bond | $100 |
| Notary Fee | $5 |
| Dormant Fee (per statement cycle, all balances) | $10 |
| Fax (Per Page) In/Out | $1 |
| Microfilm Copy (per page) | $3 |
| Photocopies (each) | $0.25 |
| Electronic transfer set up fee | $5 |
| Funds Management | |
| Service Charge (per transfer) | $5 |
| Overdraft Fee (per item) | $30 |
| Return Item Fee (per item) | $30 |
| Return Deposit Item Fee (per item, commercial accounts only) | $5 |
| Research (per/hour 1 hour minimum) | $30 |
| Special Statement (no images) | $1 |
| Research Image Fee (per page) | $1 |
| Stop Payment Charge | $35 |
| Return Mail Fee (per item) | $5 |
| Wire Transfer Fees | |
|---|---|
| Customer Wire (Outgoing) | $20 |
| Customer Wire (Incoming) | $5 |
| Customer Wire (International) | Not Allowed |
| Commerical Customer Wire (International) | $45 |
| Non-Customer Wires | Not Allowed |
| Safe Deposit Box Rental (Per Year) |
|
|---|---|
| Safe Deposit Box Key Deposit (2 keys, refundable) | $10 |
| 3 X 5 | $20 |
| 4 X 5 | $21 |
| 5 X 5 | $25 |
| 3 X 10 | $30 |
| 5 X 10 | $40 |
| 10 X 10 | $55 |
Check printing fees vary by the style of check ordered.
An overdraft fee will be charged per item for covering overdrafts created by check or draft, in-person withdrawal, or other electronic means.
