Deposit Rates

Rates effective as of June 7, 2019

Rates may change after the account is opened.
Fees may reduce earnings on the account.

*APY - Annual Percentage Yield

CD Rates

A penalty may be imposed for early withdrawal.


IRA Rates

Opening Deposit - $100.00
A penalty may be imposed for early withdrawal.

Automobile Loan Rates

Rates Effective as of June 7, 2019.

Rates offered are not guaranteed and are subject to change without notice

* Disclosed Annual Percentage Rates (APR) assume a $17,500 loan with a $99 origination fee, $65 vendors single insurance fee, and $2.50 notice of security interest fee. For Example:
A $17,500 loan at 4.999% would require 72 monthly payments of $284.47.
A $17,500 loan at 7.500% would require 48 monthly payments of $427.06.
** The contract rate (interest rate) will be higher if the payments are not automatically deducted each month from a checking account at Valley State Bank.
*** APR based on credit worthiness for qualified borrowers.