5-Star Valley State Bank

Fostering Relationships, Accountability

January 2018: BAUERFINANCIAL, Coral Gables, Florida, the Nation's Premier Bank Rating Firm, is proud to announce that Valley State Bank, Belle Plaine, Kansas has once again secured a 5-Star rating. What a great way to start 2018! (A five-star rating indicates the bank excels in areas of capital adequacy, profitability, asset quality and much more.) Valley State Bank has earned and maintained this top honor for 41 consecutive quarters putting it in an even more prominent position as an "Exceptional Performance Bank". This designation is reserved for those banks securing a 5-Star rating for 40 consecutive quarters or longer.

"Because community banks put their focus on local people and small businesses, they are perfectly positioned to provide the specialized support that is unique to their area," acknowledges Karen L. Dorway, president of BauerFinancial. "Community banks, like Valley State Bank, promote local growth by investing back into the same neighborhoods that their deposits come from. By fostering these local relationships, they achieve two goals: they are highly capitalized and they are accountable to their customers."

Established in 1897, Valley State Bank has been reinvesting in its local communities for 121 years. It currently operates through four conveniently located offices in Belle Plaine, Derby and Wichita and can also be found online at valleystatebank.com.

Valley State Bank: "Your 5-Star Community Bank."

BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation's leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.

BAUERFINANCIAL, INC. P.O. Box 143520, Coral Gables, FL 33114.