Savings Products

REGULAR SAVINGS

  • Account Details
    • $100 to open
    • Must be 14 years of age or older
    • Earn interest on your daily balance of $100 or more
    • No foreign ATM fees charged by VSB
    • Service Charge: $5 if balance falls below $100 any day of statement cycle
    • Item Fee: $0.50 per debit item in excess of 3 per quarterly statement cycle
  • Available services offered at no additional charge
    • Account statement (paper or electronic)
    • Online/Mobile banking (message and data rates may apply)
  • Services available that may incur a fee

For more information or to apply Email Us or visit one of branch locations.

Service Area:  The service area for Valley State Bank is the State of Kansas. Our policy is to only accept deposit applications in our service area. Existing customers not living in Kansas are included in our service area.

 

CHRISTMAS CLUB

  • Account Details
    • $0 to open
    • Must be 14 years of age or older
    • Earn interest on daily balance of $10.00 or more
    • No foreign ATM fees charged by VSB
    • Disbursements from this account will occur on November 1st of each year. Funds will be paid by check.
    • Early withdraw fee: Withdrawals other than the disbursement date withdrawal will incur a penalty of $10.00
    • 6 transfers can be made each statement cycle.
    • ATM card NOT allowed
  • Available services offered at no additional charge
    • Account statement (paper or electronic)
    • Online/Mobile banking (message and data rates may apply)
  • Services available that may incur a fee

For more information or to apply Email Us or visit one of branch locations.

Service Area:  The service area for Valley State Bank is the State of Kansas. Our policy is to only accept deposit applications in our service area. Existing customers not living in Kansas are included in our service area.

 

MONEY MARKET

  • Account details
    • $2,500 to open
    • Must be 14 years of age or older
    • Earn interest on entire balance
    • No Foreign ATM fees charged by VSB
    • Service Charge: $10 if balance falls below $2,500 any day of statement cycle
    • Excessive withdrawal fee: $5 each withdrawal in excess of 6 per statement cycle
  • Available services offered at no additional charge
    • Account statement (paper or electronic)
    • Statement images
    • Online/Mobile banking (message and data rates may apply)
  • Services available that may incur a fee

For more information or to apply Email Us or visit one of branch locations.

Service Area:  The service area for Valley State Bank is the State of Kansas. Our policy is to only accept deposit applications in our service area. Existing customers not living in Kansas are included in our service area.

 

SUPER MONEY MARKET

  • Account details
    • $10,000 to open
    • Must be 14 years of age or older
    • Earn interest on entire balance
    • No Foreign ATM fees charged by VSB
    • Service Charge: $10 if balance falls below $10,000 any day of statement cycle
    • Excessive withdrawal fee: $5 each withdrawal in excess of 6 per statement cycle
  • Available services offered at no additional charge
    • Account statement (paper or electronic)
    • Statement images
    • Online/Mobile banking (message and data rates may apply)
  • Services available that may incur a fee

For more information or to apply Email Us or visit one of branch locations.

Service Area:  The service area for Valley State Bank is the State of Kansas. Our policy is to only accept deposit applications in our service area. Existing customers not living in Kansas are included in our service area.