Rates

Deposits



Deposit Rates

Rates effective as of September 23, 2016

Rates may change after the account is opened.
Fees may reduce earnings on the account.



*APY - Annual Percentage Yield

CD Rates

Opening Deposit - $500.00
A penalty may be imposed for early withdrawal.

 

IRA Rates

Opening Deposit - $100.00
A penalty may be imposed for early withdrawal.


Automobile Loan Rates

Rates Effective as of March 22, 2018.

Rates offered are not guaranteed and are subject to change without notice

* Disclosed Annual Percentage Rates (APR) assume a $17,500 loan with a $99 origination fee, $65 vendors single insurance fee, and $2.50 notice of security interest fee. For Example:
A $17,500 loan at 4.499% would require 60 monthly payments of $329.35.
A $17,500 loan at 6.859% would require 48 monthly payments of $421.90.
A $17,500 loan at 6.859% would require 36 monthly payments of $544.37.
** The contract rate (interest rate) will be higher if the payments are not automatically deducted each month from a checking account at Valley State Bank.
*** APR based on credit worthiness for qualified borrowers.