Checking Products

V.I.P. RELATIONSHIP ACCOUNT

Requires a combined relationship of $10,000 and a minimum of one other type of account.*

  • Account details
    • $100 to open
    • Must be 14 years of age or older
    • Earn Interest on your daily balance
    • No foreign ATM fees charged by VSB
    • 0.125% increase on regular Certificate of Deposit rates (not including CD specials)**
    • Service Charge: $10 if combined minimum relationship falls below $10,000 any day of statement cycle
  • Available services offered at no additional charge
    • Combined statements of linked accounts (paper or electronic)
    • Statement images
    • Online/Mobile banking with Bill Pay (message and data rates may apply)
    • One VISA® check card/ATM card
    • One box of standard checks ordered at account opening
  • Services available that may incur a fee

*The combined relationship balance is determined by adding the combined minimum balance of each account in the relationship, during the combined statement cycle. The combined relationship is based on primary ownership of each account and may include checking, money markets, Certificate of Deposits, IRA's, Consumer loans and mortgage loans. Savings Accounts, Commercial deposit accounts, commercial loans and credit cards do not qualify.

**For new or matured CD's only. Specific terms apply.

For more information or to apply Email Us or visit one of our branch locations.

Service Area:  The service area for Valley State Bank is the State of Kansas. Our policy is to only accept deposit applications in our service area. Existing customers not living in Kansas are included in our service area.

 

ULTIMATE CHECKING

  • Account details
    • No minimum balance to open
    • Must be 14 years of age or older
    • No foreign ATM fees charged by VSB
    • Service Charge: Minimum of 10 debit card transactions per monthly statement cycle to avoid $5.00 service charge. Transactions of at least 10 will trigger an Activity Discount Credit to offset the Service Charge.
  • Available services offered at no additional charge
    • Monthly e-statement
    • Statement images
    • Online/Mobile banking with Bill Pay (message and data rates may apply)
    • One VISA® check card/ATM card
  • Services available that may incur a fee
    • Monthly paper statement (Service Charge-Paper: $1)
    • See Common Features for fee schedule and additional services

For more information or to apply Email Us or visit one of our branch locations.

Service Area:  The service area for Valley State Bank is the State of Kansas. Our policy is to only accept deposit applications in our service area. Existing customers not living in Kansas are included in our service area.

 

STUDENT CHECKING

  • Account details
    • $5 to open
    • Must be 14-19 years of age
    • No foreign ATM fees charged by VSB
    • Service Charge: No monthly service charge
  • Available services offered at no additional charge
    • Monthly statement (paper or electronic)
    • Statement images
    • Online/Mobile banking with Bill Pay (message and data rates may apply)
    • One VISA® check card/ATM card
  • Services available that may incur a fee

For more information or to apply Email Us or visit one of our branch locations.

Service Area:  The service area for Valley State Bank is the State of Kansas. Our policy is to only accept deposit applications in our service area. Existing customers not living in Kansas are included in our service area.

 

REGULAR CHECKING

  • Account details
    • $100 to open
    • Must be 14 years of age or older
    • No foreign ATM fees charged by VSB
    • Service Charge: $10 if balance falls below $200 any day of statement cycle
  • Available services offered at no additional charge
    • Monthly statement (paper or electronic)
    • Statement images
    • Online/Mobile banking (message and data rates may apply)
  • Services available that may incur a fee
    • Online Bill Pay (Online banking required, message and data rates may apply)
    • VISA® check card/ATM card
    • See Common Features for fee schedule and additional services

For more information or to apply Email Us or visit one of our branch locations.

Service Area:  The service area for Valley State Bank is the State of Kansas. Our policy is to only accept deposit applications in our service area. Existing customers not living in Kansas are included in our service area.

 

NOW CHECKING

  • Account Details
    • $1,000 to open
    • Must be 14 years of age or older
    • Earn interest on daily balance of $500 or more
    • No foreign ATM fees charged by VSB
    • Service Charge: $10 if balance falls below $1,000 any day of statement cycle
  • Available services offered at no additional charge
    • Monthly statement (paper or electronic)
    • Statement images
    • Online/Mobile banking (message and data rates may apply)
  • Services available that may incur a fee
    • Online Bill Pay (Online banking required, message and data rates may apply)
    • VISA® check card/ATM card
    • See Common Features for fee schedule and additional services

For more information or to apply Email Us or visit one of our branch locations.

Service Area:  The service area for Valley State Bank is the State of Kansas. Our policy is to only accept deposit applications in our service area. Existing customers not living in Kansas are included in our service area.

 

CLASSIC 55

  • Account Details
    • $100 to open
    • For customers age 55 or older
    • Earn interest on daily balance of $100 or more
    • No foreign ATM fees charged by VSB
    • Service Charge: $10 if balance falls below $100 any day of statement cycle
  • Available services offered at no additional charge
    • Monthly statement (paper or electronic)
    • Monthly statement images
    • Online/Mobile banking(message and data rates may apply)
    • Notary service
    • Photocopies
    • 5 money orders (per month)
  • Services available that may incur a fee
    • Online bill pay (Online banking required, message and data rates may apply)
    • VISA® check card/ATM card
    • See Common Features for fee schedule and additional services

For more information or to apply Email Us or visit one of our branch locations.

Service Area:  The service area for Valley State Bank is the State of Kansas. Our policy is to only accept deposit applications in our service area. Existing customers not living in Kansas are included in our service area.